If you’re looking for a new charge card to add to your collection, you might like to consider a QuikTrip credit card. Issued together with First Bankcard, a division of First National Bank of Omaha, a QuikTrip credit card can be used to pay for fuel, food, and other products at any QuikTrip store. With an attractive rewards scheme and a host of other benefits, it’s a beautiful card that’s definitely worthy of consideration. If you still need convincing, check out these ten benefits of using a QuikTrip credit card.
1. It’s got a great reward scheme
As bankcheckingsavings.com writes, signing up for a QuikTrip credit card could save you big on gas. Its attractive reward scheme will earn you 3 cents off per gallon at the pump every day, 22 cents per gallon as a statement credit for the first couple of billing cycles, and 1 point per $1 allocated to in-store purchases. Any points you get can be redeemed against QuikTrip Gift certificates, with 100 points equating to a $5 gift card.
2. You’ll be rewarded only for signing up
It doesn’t take long for the benefits of owning a QuikTrip credit card to start making themselves known. Register, and you’ll be immediately treated to some very welcome sign-up bonus of 100 points when you’re approved. 100 points just for signing your name to a dotted line… you can’t ask for much more than that!
3. You’ll be dealing with a company renowned for its service
If you’re considering obtaining a credit card, you’re going to need to know the provider is trustworthy. Fortunately, you don’t have any worries when it comes to QuikTrip. The company has managed to win an outstanding A+ rating on Bbb – no mean feat, and just the reassurance you need to know you’re in safe hands.
4. You’ll be protected against card skimming
A QuikTrip card can only be applied out QuikTrip gas stations. You might think of this like a drawback and sure, it does limit your options when it comes to filling up on gas. But as as it happens, that might not be such a very bad thing. As clark.com writes, gas stations have long been vulnerable to criminals, who’ve made a mint from fitting skimmers onto gas pumps to capture the info from customer’s cards when they insert them. But now QuikTrip has found a solution. All of their stores are now fitted with a technology called PumpShield that sends a reminder to headquarters if anyone attempts to open the panel doors to install a skimmer device. By combining PumpShield with high-tech video security cameras, QuikTrip has made its stores off-limits to skimmers. By forcing you to definitely top up at a QuikTrip station, your QuikTrip charge card effectively makes you immune to gas store id theft.
5. The coverage is wider than you think
Although QuikTrip doesn’t yet cover the whole of the US, its coverage is wider than you might think. As Wiki notes, you’ll currently have the ability to use your card in any among the following locations:
- Arizona: Phoenix metro (117 stores)
- Arizona: Tucson metro (20 stores)
- Colorado: Denver metro (coming 2021)
- Georgia: Atlanta metro (139 stores)
- Iowa: Des Moines metro (20 stores)
- Kansas: Wichita metro (38 stores)
- Kansas / Missouri: Might metro (69 stores)
- Missouri / Illinois: St. Louis metro (132 stores)
- Nebraska / Iowa: Omaha metro (16 stores)
- North Carolina / Sc: Charlotte metro (33 stores)
- Oklahoma: Tulsa metro (82 stores)
- Remote Store Network: Shreveport, Louisiana, Joplin, Missouri, Lindale, Texas (3 stores)
- South Carolina: Greenville / Spartanburg metro (54 stores)
- Texas: Dallas / Fort Worth metro (186 stores)
- Texas: Austin metro (40 stores)
- Texas: Dallas metro (60 stores)
6. There are no annual fees
Annual fees can be a big bugbear. You know how it is… you sign up for an excellent sounding card with an attractive sign-up bonus and an enticing rewards program. Twelve months tick by happily enough and then wham! All those lovely little rewards and bonuses get eaten up with a hefty annual fee. With a QuikTrip credit card, you’ve got no such worries. Regardless of the great reward scheme and the excellent perks, QuikTrip will charge a big fat zero for maintaining your account.
7. It’s a good option for those who have poor credit
If you’re sick of being rejected by credit card providers because of a less than stellar credit score, a QuikTrip charge card could be a great option. Even individuals with a poor credit history can apply for a QuikTrip card. Although you won’t be able to use a QuikTrip credit card at the same type of places or for the same kind of purchases as you would a regular credit card, it gives you a great means of building your credit report and making your future chances of obtaining credit with other suppliers that much better.
8. You’ll get a free card replacement in the event of theft
We all misplace our credit cards from time to time, but unlike some card providers who will charge you for a replacement, QuikTrip promises to deliver you a replacement card free of charge. If you suspect your card continues to be stolen, let them know and they will immediately close your account to prevent any unauthorized spending and issue a new card at no cost.
9. If you didn't purchase it, you won't have to pay for it
If someone steals your card or uses it for just about any unauthorized payments, you won’t be concerned about footing the bill. In their efforts to secure their customer’s information and security, Quiktrip will handle any fraudulent spending. Simply put, if you didn’t buy something, you won’t have to pay for it.
10. You’ll be protected against fraud
These days, identity theft is an ever-present problem as well as an ever-present concern. Although you can’t always guard from the worst happening, choosing a QuikTrip credit card does at least offer you the peace of mind of knowing that someone is watching your back. As one of the perks of owning a QuikTrip card, you’ll benefit from some of the standard ‘extras’ offered by First Bankcard, including fraud monitoring. First Bankcard will proactively scan your transactions. When they notice anything suspicious, they’ll alert you immediately so they can then work with you to resolve the situation.